InvestSense

Why do InvestSense Portfolios have CPI+ objectives?

Investors should consider what they want to achieve for their investments in relation to 'real' returns - the returns in excess of inflation. Portfolios with CPI+ objectives aim to provide investors with a guide to what they can expect in real terms from their investment options.

When putting together portfolios, there are two types of investment objectives that that one can choose from. On the one hand, you can have a CPI plus objective - which means the portfolio aims to provide a return to investors of inflation plus 2% 3% 4%, depending on the level of risk taken. The other approach is a standard conservative, balance and growth approach.


InvestSense believes that CPA + portfolios are more useful for investors because they directly relate to the investors' long term investment objectives.

We have spoken to many advisers about the questions investors ask them, and many want to know how much they are the portfolios going to return in the future. However, we believe what they are really asking, is what will their purchasing power be over the long term. That is why we have labelled our portfolios in line with what they aim to return above inflation over the long term. The investor's risk profile will determine the most appropriate portfolio option for them.

Our portfolio managers Jonathan Tolub and Jonathan Ramsay discuss this in more detail.

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